My wife and I hope to spend some extended time in Italy & other European countries starting this fall, and we are concerned about health care insurance. We plan on staying for 3 months and then leaving the Schengen area for 3 month before we return. I've read some reviews on the company that advertises on this site Cigna, but I was hoping from some input from people on this forum. I was planning on paying out of pocket for any basic medical issues, but didn't want the exposure of anything major. We are both in good health, and not quite old enough for Medicare. Also is there an all around good bank that is in the US as well as in Europe to be able to access cash? Thank you in advance for your help!!