I am recently divorced, and I have made the decision to move to Panama. At this time, I am not prepared to purchase a home for $350,000 cash. It is my understanding that to purchase in a nice area that is the going price. I do have a substantial down payment for property, and I was looking to get financing from the bank. However, I was told that the banks do not use my US credit score and banking information. Can someone tell me how I can go about purchasing property in Panama without having to do it all in cash. I am still working, so I do not have a pension, but my business is doing extremely well. I work from home, and I can do my work from anywhere in the world. Thanks for responding.