I am looking to retire to Latin America within the next several months. One of my big concerns is health care/medical insurance. I will be 67 in September and I notice that some national health plans will not accept anyone over the age of 65. I do plan on keeping my Medicare A and B as well as my Medicare Advantage program, which is based in Houston. It would be relatively easy to fly back to Houston for any kind of major procedure, even if I had to buy a Med Evac plan. My concern is for routine care (out of pocket?) and important but not critical procedures, or for a situation in which my condition was not stable enough for air evacuation. So my question is this: Is there a good national plan for someone my age in Panamá? Are there hospital-based plans that accept us older retirees? (For example, I have heard of one such excellent plan in Managua, Nicaragua.) I am aware that companies like Cigna offer international insurance but their quotes are pretty much out of my budget.
Thanks very much for any and all input!
Thanks very much for any and all input!