Hi. Need to open a bank account in the Philippines as I arrived and have one month stamp in my passport. Along with future wife we have rented, in her name an apartment for 12 months, while we plan the purchase of a home and so many things. But for ease of use and many practical things I need to open a bank account, with some form of VISA debit card. I did visit ChinaBank today in Cebu but they asked for an ACR card which I do not have. Does anyone know of a bank here that not required such a card? Thanks for any help.