My wife and I are working diligently toward a successful move to Portugal late this year. Beginning mid-March we will be on a three week exploratory trip with a focus on the cities of Cascais and Caldas da Rainha. Currently I am working through two medical coverage proposals: Afpop/Medal and MGEN group.
So, from the expats living in the Caldas da Rainha area and subscribing to either one of the plans mentioned above I would very much appreciate any input or guidance that address the following questions: (1.) Are there adequate (addressing both “expertise” and number) “in network” providers available? (2.) Are the reimbursements for out of network expenses reimbursed promptly? (3.) Are the allowed amounts for hospital coverage, doctors, dentists, etc. adequate? (4.) It appears that the Afpop/Medal coverage does not have an “in network” hospital in Caldas da Rainha – the “in network” hospital is in Leiria. Has this fact presented any problems for your family?
Thanks in advance for your responses.
So, from the expats living in the Caldas da Rainha area and subscribing to either one of the plans mentioned above I would very much appreciate any input or guidance that address the following questions: (1.) Are there adequate (addressing both “expertise” and number) “in network” providers available? (2.) Are the reimbursements for out of network expenses reimbursed promptly? (3.) Are the allowed amounts for hospital coverage, doctors, dentists, etc. adequate? (4.) It appears that the Afpop/Medal coverage does not have an “in network” hospital in Caldas da Rainha – the “in network” hospital is in Leiria. Has this fact presented any problems for your family?
Thanks in advance for your responses.
