I've sold my house and the funds will be send to a credit union in the US via wire transfer. I've never done one before. The buyers are using BROU for their loan. Who does the wire transfer? Do I get charged for this? What about the 10% deposit the buyers put down--where does that go? The buyers also have to provide the difference between the loan amount and the sales price. Where does that money go? Sorry to be so clueless! Thanks!