I would like to insure my truck. I have been in contact with someone at Seguros and await their written quote. I currently have the manadted minimun limit insurance required by law. I seek advice as to what limits of liability insurance I should purchase to protect me for damages and injuries to others. I live in SJDS. I tried to insure for comprehensive coverage for an amount of 16k . The premium quoted was $ 400/year with paying a claim for 70% of the coverage limit of 16k if the vehicle is not recovered. Thank you.