Anyone looking for affordable retirement might want to look beyond the many countries in Central and parts of South America to do that. Anybody that has watched the trend in these countries can clearly see the rise in cost of living in those countries because of the influx of expats moving there. Wherever expats move to, the price goes up. It's pretty much a no brainer. There's a reason why so many expats regret their decision and move back to the states or end up stuck with no way out. Nicaragua and Panama will eventually cost as much as Costa Rica. Guatamala might be an option. Belize maybe. Chile is a little expensive but has a stable economy and is politically solid. Parts of Europe like Portugal or Spain might be less expensive than CA, and their crime rate is much lower than Central or South America. Their infrastructure and health care is solid. True, it's farther from the States, but if you are looking for a better quality of life that cost less than what you are paying for, these are good options. Personally, I'm looking at the Azores. Something like four hours from Boston and two hours from Lisbon. Quick access to the States for medical care, and trips to Europe. The crime rate there is almost nil. Cost of living is low cause few people know about it. Worth looking into.